Delta Police Command commences enforcement of third-party motor vehicle insurance policy

The Delta State Police Command has commenced the enforcement of “Third-Party Motor Vehicle Insurance Policy” across the state.

According to the Police Public Relations Officer SP Bright Edafe, in a statement on their ‘X‘ page said,

“The Delta State Police command is launching a strict enforcement campaign of the Third-Party Motor Vehicle Insurance on February 1, 2025. This is in line with the directives of the Inspector General of Police, IGP Kayode Egbetokun, NPM, PhD and in accordance with Section 68 of the Insurance Act and Sections 1, 2 – 3 of the Motor Vehicle (Third-Party Insurance) Act, which mandates all vehicle owners to obtain a minimum of Third-Party Insurance before operating on Nigerian roads.

“Third-party vehicle insurance is a type of coverage that financially protects you if you’re considered responsible for damages to another persons vehicle. As part of the routine enforcement operations, the Delta State Command has observed with concern that a decreasing number of vehicles in the state are insured, as reported by the Nigeria Insurance Associations.

“In response to that data, and to ensure strict compliance, the Delta State Police Command has established an enforcement team to tackle the challenge of the declining number of insured vehicles, and to ensure adequate compensation of accident victims.

According to the statement, “CP Abaniwonda Olufemi noted that the enforcement effort is about ensuring fairness and protecting responsible road users who follow the law.

“He encourages responsible driving, reminding Deltans that compliance with vehicle insurance laws is essential for road safety, that driving without insurance is not only illegal but also irresponsible.

“He added that vehicular users who are uninsured puts themselves and other road users at financial risk; thereby urging all drivers to check their policies and ensure they’re covered before getting behind the wheel.

The statement continued, “On that note, drivers are advised to verify that their vehicle insurance is up to date, and always carry proof of valid Third-Party Insurance when driving to avoid facing severe legal consequences not limited to vehicle seizure or impoundment and possible prosecution.”